Glennon
Permanent Health Insurance Scheme
LSCA CAR & HOME INSURANCE SCHEMES
Premiums for Car and Home Insurance are increasing this year after five years of falling rates. The good news is that while our LSCA Scheme rates are increasing the premium increases are less than those charged by other Insurers and consequently our Scheme policies now offer better value than ever. This is demonstrated in the panel below for both Republic of Ireland and Northern Ireland members.
COMPETITIVE PREMIUMS*
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Insurance Details
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LSCA
Scheme
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Other Leading
Insurer
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Saving
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Drivesure
Comprehensive Cover on Mazda 3 Ts, 1600cc; Male Aged 33; Full Licence; 5 Yr NCB; Dundonald BT16; NI.
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£316.00
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£436.00
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£120.00
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Comprehensive Cover on Ford Modeo GLX TD 1753 cc; Female; Age 33; Full Licence: Full NCB; Co. Meath; ROI.
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€299.00
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€472.00
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€173.00
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Homesure
Main Residence Buildings €495,000; Contents €57,500; Co. Dublin; Age 51; Neighbourhood Watch; Smoke Alarm; ROI.
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€430.00
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€632.00
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€202.00
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Main Residence Buildings £200,000; Contents £30,000; Age 40; Hollywood Crescent, Belfast BT36 4ZW; Burglar Alarm; Smoke Alarm; NI.
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£122.00
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£171.00
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£49.00
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Premiums are calculated as at July 2009
The Schemes will deliver savings to most members and their spouses or partners but savings will vary depending on the individual risk profile and where their insurance is currently arranged.
Many discounts are offered by the Schemes including:
Drivesure Homesure
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§ Introductory No Claims Bonus Discount
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§ No Claims Bonus Discount
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§ Second Car Discounts for Male and Female Policyholders
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§ Burglar Alarm Discount
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§ Voluntary Excess Discount
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§ Increased Voluntary Excess Discount
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§ Age of Policyholder Discount
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§ Restricted Driving Discount
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§ Neighbourhood Watch Discount
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§ Combined Introductory and Earned No Claims Bonus Discount
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§ Smoke Alarms Discount
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In addition to the Scheme rates Glennon as independent Insurance Brokers have a whole range of Insurers to choose from and in offering quotations to members will automatically undertake a market check to ensure that the most competitive premium available to them is offered to each member. Glennon operates some exclusive arrangement on behalf of Insurers and these exclusive rates will also be made available to members. Glennon also have special facilities for drivers with convictions, disabilities, high speed cars etc.
GREAT COVER*
Not only do the LSCA Car and Home Insurance Schemes offer members very competitive premiums they also grant broad cover and include benefits such as:
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Car Insurance
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§ Enhanced No Claims Bonus Protection Option so that once you have earned your No Claims Bonus you are unlikely to lose it because:-
- Any Fire, Theft or Windscreen claim will no longer have any effect on your No Claims Bonus and
- You can now make two claims, irrespective of amount (e.g. could involve a claim payment of €1million plus), in any three year renewal period and your No Claims Bonus will not be effected.
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§ LSCA Scheme includes a 24 hours a day, 365 days a year motor breakdown and driveway assistance service. This means that members can save up to €120 on competing services.
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§ Unlimited Windscreen Breakage
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§ 24 Hour, 365 Days a Year Motor Accident and Theft Emergency Service
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§ Open Driving Option.
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Home Insurance
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§ Personal Liability up to a limit of €3million
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§ Credit Cards
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§ Fire Brigade Charges
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§ Contents in the Open
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§ Title Deeds of your Home
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§ Shopping in Transit
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Remember the LSCA Home Insurance Scheme also includes rented properties covering loss of rent due to you up to 15% of the Buildings Sum Insured. The Scheme also insures holiday homes where the cover is specially designed to address the risk exposures of your holiday home.
HOW TO GET A QUOTE
To Secure Reductions on your Car and Home Insurance premiums and to avail of the broad cover of our LSCA Schemes contact Glennon for a quotation at:
Tel: 353 1 7075999 or Email@ icai@glennons.ie or visit website icai.glennons.ie
Even if you previously got a Car or Home Insurance quote try again as you will be impressed at how competitive our Scheme premiums now are.
*Terms and Conditions Apply
AIB Home Insurance and Travel Insurance
AIB Masterpiece Home Insurance
For quotations please call:
Tel: 1800 55 27 68
AIB Travel Insurance
For quotations:
Tel: 1890 24 22 42
* Both AIB Home and Travel Insurance products are underwritten by AXA.
VHI Group Scheme
To Avail of the Leinster Society VHI Group Scheme please contact the numbers below:
Tel: 1850 44 44 44
Group Reference No: 215
N.B. (Please state the Leinster Society of Chartered Accountants VHI scheme)
Also available to members outside RoI, however the benefits may be less than those of RoI members.
Permanent Health Insurance Scheme
Broker Woodchester and the underwriters are Irish Life Assurance.
Brochure available
Tel: 01 454 1166
EXECUTIVE HEALTH SCREENING - MEDICHECK
Medicheck is the longest established health screening service in Ireland
Carry out a regular assessment of your health can give you peace of mind and the Information gained can be put to work to give you a longer and healthier life. Reduced rates for ICAI members.
Newsletter Article August 2009
Contact Address:
Charlemont Clinic
Charlemont Mall
Dublin 2
Tel: 01 418 8444
Fax: 01 475 3355